Pay down your revolving debts. The scoring system looks at the proportion of balances to the high limit on your accounts. So for instance paying down an account that is 90% utilized to 50% will have a positive affect on your scoring.
Increase credit limits on revolving accounts. This might sound counter-productive, however if you are unable to lower the balance simply increasing the credit limit would still have the desirsed effect on your utilization ratio.
Close open and unused revolving or store accounts. If you have too many open accounts it could have a negative affect depending on the type of accounts. So close those unused accounts, the less revolving accounts the better.
These are quick fixes or ways to maybe see a temporary increase in your score. For more detailed steps to take for your individual situation seek the help our one of our trusted lenders or credit repair agencies. They can show you exactly how to increase your score and keep it there.
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These are quick fixes or ways to maybe see a temporary increase in your score. For more detailed steps to take for your individual situation seek the help our one of our trusted lenders or credit repair agencies. They can show you exactly how to increase your score and keep it there.