You probably know that you can refinance your mortgage, but did you know that you can also refinance your car loan? In fact, lots of different types of loan are available for refinancing--and you can even do-it-yourself by taking out a new loan to pay off an old one. And even if you have bad credit, it's possible to refinance any loan if you

Many people believe that if they have bad credit, then they will not qualify to refinance their home. This is not true. There are lenders that will still grant refinance home loans to those whose credit is not perfect. There are a few ways to prepare before going to a lender asking for a loan.

People with bad credit refinance their mortgage

If you are attempting to refinance your home in order to save yourself money every month and potentially increase the value of your home if you decide to sell it, one of the main concerns you probably have is making sure that your credit is able to get you the refinancing options you need. However, if your credit history is not exactly perfect

Do you have less than average credit? Have you had late or missed mortgage payments in the past year?

###Lenders check your FICO score

If you answered yes to both or even one you might think you won't be able to refinance your current mortgage. Well you can, you just need to search a little harder for the right lender. Sub-prime, or