"Although you may have a few black marks on your credit report, it is still possible to refinance your mortgage. Many lenders are willing to work with borrowers who have bad credit, especially if they're already homeowners. Here are the steps you shou..."
" Do you have less than average credit? Have you had late or missed mortgage payments in the past year? Lenders check your FICO score If you answered yes to both or even one you might think you won't be able to refinance your current mortgage...."